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1、分類號：F840F840密級：UDC：368368學(xué)校代碼：1106511065碩士學(xué)位論文壽險公司經(jīng)營效率影響因素的實證研究壽險公司經(jīng)營效率影響因素的實證研究王文浩指導(dǎo)教師劉喜華教授學(xué)科專業(yè)名稱金融學(xué)論文答辯日期2016年5月28日AbstractTheinsuranceindustryisanimptantpartofsocialsecuritysystem.IntheprocessofsocialsecurityInsurance

2、haseconomiccompensationfunctionintheprocessoffinancingitcangetfinancialriskmanagementfunction.Theguestshavethoughtsinthe40specialfinanceinsuranceonApril112015thethoughtsarethatthedevelopmentoftheinsuranceindustryisfacing

3、anageingpopulationinthebackgroundofthewholesocietypaymeattentiontohealth.Lifeinsurancecompanieswillpresentademdifferentiationdevelopmentdiversificationinsuchconditionstheinsurancecompaniesthewholeindustryactivelyrealizet

4、hetransfmationupgradingtoimprovetheefficiencyisofgreatsignificanceNotonlyhasimptanteffecttoimprovethececompetenceofcompanyalsocanmaintainthestabilityoffinancialcapitalmarketfinallyalsoplayaneffectiveroleinguidingtonation

5、alregulation.MemepeoplechoosetobuyinsurancetoreducetheuncertaintyoflifeinthefuturebutinthefaceofwidevarietyofinsuranceproductsineachcompanyconsumershowtochoosedependsontheefficiencyofthecompaniesHeretheefficiencyofthecon

6、notationisrichfconsumersitisinsurancecompany’sreputationbringtheirbiggestintereststhemostsecurityFinsurancecompanyitselfisthegovernanceabilityprofitabilitycanbeimproved.Onlyacceptinsurancebusinessinvestmentbusinesstogeth

7、ertogetthecommondevelopmentcanachievetheprosperitydevelopment.ResearchonefficiencyoflifeinsurancecompaniesresearchersusedifferentmethodsincludingparametricnonparametricmethodfromtheperspectiveofmicromacresearchHoweverdom

8、esticresearchstartedrelativelylatecomparedwithabroadresearchmethodsrelativesingleTherefewhetherfromtheangeloftheyfromtheangelofrealityitisparticularlyimptanttostudytheefficiencyofcompaniestheinfluencingfacts.Withlifeinsu

9、rancecompanyasanexamplethisstudyedthe18lifeinsurancecompaniesin20092014includingnineChineselifeinsurancecompaniesninejointventurecompanies.FirstlyIstartedthestaticanalysisofefficiencyvaluesbytheBCCmodelfromtheviewofmicro

10、cosmicItheinputindicatsinclude:capitallabquantityexpensesoutputindicatsinclude:premiumincomecompensationexpenseinvestincome.Empiricalstudyresultsshowthatthereisagrowingtrendftheoveralltechnicalefficiencymean.Thetechnical

11、efficiencyislowerthanthepuretechnicalefficiencyinsameperiodthereasonisfefficiencyofscaleThenIstudiedtheefficiencychangesofdynamicanalysisusingtheMalmquistindexincludingchangesineachcompany.Theempiricalstudyresultsshowtha

12、ttechnologicalprogresspromotetheimprovementoftheefficiencyoflifeinsurancecompany.FinallyIuseTobitregressionmodeltoanalyzethesignificantfactsaffectingtheefficiencyoflifeinsurancecompany.Theempiricalstudyresultsshowthatthe

13、marketsharehumancapitalissignificantlypositiverelatedtofactsthatinfluenceefficiencyoflifeinsurancecompany.Thecompanypropertiesthefixedtimehavelessimpact.Thecompanysizeisthenegativefact.Onthebasisoftheeticalanalysisempiri

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